by malcolm | Nov 14, 2016 | blog |
Insurance is about compensation not enrichment. It is not a lotto ticket for a windfall should an insurable event happen. The policy owner should not be in a financially better situation after the event. What insurance should be about is compensating for a likely loss...
by malcolm | Nov 26, 2015 | blog |
Reading in the Daily telegraph from London yesterday: A financial adviser, Mr Haefele from UBS believes that the focus for investors should be in emerging markets health care and above all oncology and immunotherapy, a sector which apparently has 300 clinical trials...
by malcolm | Aug 20, 2015 | blog |
It is good news that the private members which seeks to provide a 25% tax rebate on health insurance costs for the over 65’s has finally been drawn from the ballot. The bill also tries to address the issue of encouraging self-insurance for health costs by removing the...
by malcolm | Mar 18, 2015 | blog |
A recent small study from the Mayo Clinic was presented at the 64th Annual Scientific Session of the American college of Cardiology that indicated a finding that insufficient sleep is linked to an increase in blood pressure during night time hours Insufficient sleep...
by malcolm | Mar 15, 2015 | blog |
I think it is always interesting to look at the statistics around mortality rates in New Zealand to understand the real risks that need to be considered. Nobody consciously thinks about...
by malcolm | Feb 20, 2015 | blog |
Spotlight on skin cancer It is always enjoyable to be outside in the great summer weather that we having been having. Whether boating or tramping or lying on...
