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Influenza, don’t let the flu get you

Winter has arrived and as the temperature starts to drop, you may find yourself laid up with a cold or worse, influenza. Influenza, or the flu, is a virus that spreads quickly from person to person. Symptoms include fever, chills, aches, runny nose, a cough and...

Guess what are the leading causes of serious injuries in NZ?

New Zealand has an injury prevention strategy that is focused on the six causes of serious injury accidents that account for 80% of injury deaths and serious injuries in New Zealand A serious injury is one where you either die or are admitted to hospital with a 6.9%...

Can eating nuts every day prolong life?

Scientists from the Dana-Farber Cancer Institute, Brigham and Women’s Hospital and the Harvard School of Public Health have concluded that those people who eat about 28g of nuts a day are likely to live longer and be healthier than those who don’t In the first major...

Four reasons you should have an insurance broker

The four reasons you should have an insurance broker are: The knowledge a broker brings as to how to get the most from the money you spend on your insurance. What are the most likely claims that you will have and what your insurance will do for you. The broker can...

What you should know about health insurance

What you should know about health insurance is that health insurers are paying out a record amount to fund surgical procedures. In the 12 months to the end of June 2013 private insurance paid $904 million in claims. As a comparison, the private health insurers are...

How to choose income protection insurance

When you are choosing income protection insurance the important thing to remember is that good policies have many opportunities to make a claim. It is the policy wording that determines when the income protection insurance will pay and how much the insurance will pay....

What is Life Insurance

  Life insurance is a contract that you buy which pays out the amount that you have selected in the event that you die or are deemed terminally ill. The contract is called a policy. The cost that you pay for the policy is small compared to the amount that you select...

Managing the risk of losing key personnel

If you own or operate a small business what are the risks to you from losing a key person? How will it affect your lifestyle, your investment and are you the key person? A key person is someone who is crucial to the survival of the business. Often they have an...