by malcolm | Nov 14, 2016 | blog |
Insurance is about compensation not enrichment. It is not a lotto ticket for a windfall should an insurable event happen. The policy owner should not be in a financially better situation after the event. What insurance should be about is compensating for a likely loss...
by malcolm | Nov 26, 2015 | blog |
Reading in the Daily telegraph from London yesterday: A financial adviser, Mr Haefele from UBS believes that the focus for investors should be in emerging markets health care and above all oncology and immunotherapy, a sector which apparently has 300 clinical trials...
by malcolm | Aug 20, 2015 | blog |
It is good news that the private members which seeks to provide a 25% tax rebate on health insurance costs for the over 65’s has finally been drawn from the ballot. The bill also tries to address the issue of encouraging self-insurance for health costs by removing the...
by malcolm | Mar 18, 2015 | blog |
A recent small study from the Mayo Clinic was presented at the 64th Annual Scientific Session of the American college of Cardiology that indicated a finding that insufficient sleep is linked to an increase in blood pressure during night time hours Insufficient sleep...
by malcolm | Mar 15, 2015 | blog |
I think it is always interesting to look at the statistics around mortality rates in New Zealand to understand the real risks that need to be considered. Nobody consciously thinks about...
